Driving Without Insurance

In provinces across Canada, you are required to hold a certain amount of insurance in order to drive legally. If you are caught driving without insurance, this is a significant legal issue that can lead to long-lasting consequences. Operating a vehicle without proper coverage is not a major crime, however, and is typically classified as a more minor offence.

If you have been charged for driving without insurance, some of the penalties include hefty fines, points on your driving record, and depending on the severity of the charges, a suspension of your driving privileges. If you are a repeat offender, you may face escalating penalties, such as possible jail time. Additionally, insurance companies may classify you as a high-risk driver, which can lead to increased premiums or difficulty obtaining coverage in the future.

At Cowan Law Chambers, our strategy for supporting clients who are charged with driving without insurance often focuses on mitigating penalties. We may demonstrate that you were unaware of the requirement, had a valid policy that lapsed temporarily, or that you were in the process of obtaining coverage at the time of the violation.

Our ultimate goal is to provide you with tenacious and diligent legal representation when you are charged with the offence of driving without insurance. To learn more about what approach you should take to this charge and how we can help, reach out to our law firm today.

At Cowan Law Chambers, we provide legal services to those facing driving without insurance charges in Thornbury, Collingwood, Walkerton, Owen Sound, Kincardine, Port Elgin, Barrie, Kitchener, Guelph, Newmarket, Toronto, Midland, and Goderich, Ontario, as well as throughout Nunavut, including Iqaluit and surrounding areas.